The reason I hate snow, more than normal

Conveniently enough, I had been taking pictures at the barn as the snow fell on November 22nd. As you can see, the rear left side of our truck is okay.

So topping a hill, there was a Jeep Cherokee coming up. Long story short: I braked, slid on ice, smashed her Jeep and the left end of our truck. :( Went into the ditch, up the hill, then back into the ditch. Very, very sucky. Below, the damage.
Thank God no one was hurt, and that insurance will take care of things. Of course, our premium now stands to increase. I'm praying that since we've been with the company so long and have had no previous claims, they'll be favorable toward us.